Early Access — Australian SMBs
An AI-native financial operating system that automates reconciliation, generates real-time insights, and gives Australian SMBs the financial clarity that used to require a full-time accountant.
Why we built this
Australian SMBs deserve the same financial intelligence that large enterprises pay millions for. Legacy accounting tools were designed for the 2000s. TobyAIOS is built for the age of AI — from the ground up, not bolted on.
AI matches transactions to ledger entries in real-time. Month-end close goes from two days to twenty minutes.
Know your position before it becomes a crisis. AI surfaces shortfalls weeks early, not days after.
P&L, cash flow, BAS summaries — generated on demand in plain English, not just numbers. Ask a question, get an answer.
GST, BAS, PAYG — TobyAIOS stays current with Australian tax requirements so you stay compliant without the overhead.
No jargon. No dashboards to decode. Ask "how are we tracking this month?" and get a clear answer with context.
Mobile-first. Real-time collaboration. Access your financial position from the office, the worksite, or the café.
The age of AI-native business software has arrived.
Australian SMBs shouldn't have to wait.